Staying safe on the job should be a guarantee. However, work-related accidents are a reality in any field and should be addressed as soon as they occur. California state law mandates that all employers provide workers’ compensation insurance for their employees, regardless of the size of their staff. Making a workers’ compensation claim is essential for getting the financial support needed to take time to recover, but making these claims could be tricky. In the Costa Mesa area, the legal team at Leviton, Diaz & Ginocchio Inc. can help you create a strong and comprehensive workers’ compensation case.
Typically referred to as “workers’ comp,” workers’ compensation is the support payment made by your employer to help you process, recover from, and pay for work-related injuries. In some fields, injuries are more likely to occur than in others, for example, in construction or kitchens, but all workplaces can produce work-related injuries. The support provided in a workers’ compensation case can be used for medical bills, wage replacement, short-term disability pay, and sometimes, accidental death benefits for loved ones.
Workers’ compensation can cover injuries caused by immediate factors at work or repetitive, long-term injuries that take time to develop. For example, head trauma caused by falling debris or building material at a construction site would receive the same amount of attention as injuries that take time to develop, such as carpal tunnel. Although workers’ compensation is typically tied to those working in more physically demanding fields, those working in offices or other low-impact positions can still develop injuries from their work. Addressing all injuries, especially those that are impacting your daily life and ability to complete your job, is crucial for ensuring that you receive the benefits and support to which you are entitled.
Workers’ compensation may appear straightforward, but certain circumstances may preclude receiving workers’ compensation benefits. As with termination or separation cases, some violations of specific company policy, or blatant actions bound to cause an injury, may not be applicable for receiving workers’ compensation. Some companies provide training manuals that outline how to complete certain work tasks, and when they are not followed, these injuries can happen. Depending on the nature of the accident, an employer has the right to deny a workers’ compensation claim for injuries that:
Although seemingly reasonable, employers often use these standards to refuse or deny valid workers’ compensation claims unfairly. For example, an employer may claim that a slip and fall injury resulted from not following the company dress code for proper footwear, despite unaddressed leaks or puddles on the floor from malfunctioning equipment or plumbing. Often, employers will drug-test employees after an accident, but they are only supposed to do so if there is a reasonable suspicion that the injured employee was under the influence at the time of the accident. When faced with backlash from a company over workers’ compensation claims, finding a workers’ compensation lawyer is critical for properly addressing and combating these refusals of coverage.
Immediately after a work-related injury occurs, if possible, you must notify your employer when and how the injury occurred. The statute of limitations on workers’ compensation claims expires thirty days after the date of the incident, meaning that the sooner you file your claim, the better your chances are at getting it accepted. After this initial conversation, the process for filing a workers’ compensation claim is as follows:
For claims that have been accepted, these benefits are to be given out after settling your claim. After finishing the claims process, any benefits or payouts from your employer should be delivered within 30 days of the final settlement. As with any legal situation, the best-case scenario may not always happen, causing you to seek further legal action to settle your claim. If you feel that your claim was denied when it should not have been, you will have to contact a workers’ compensation firm and appeal your case.
In some situations, your workers’ compensation claim may be denied. For some claims, the reasoning behind the injury may be discovered to be no fault of your employer. Investigating these denials to the extent to which they are delivered is important for understanding the reasoning behind the decision. If you decide to file an appeal, you should be ready for the subsequent procedure and be aware that your lawyer will be able to represent you throughout the entire process. After finding representation, the appeals process is as follows:
Although the process of appealing a denied workers’ compensation claim may be stressful, it is necessary for receiving the payment and benefits you are entitled to as a worker. Whether it be mishandling by insurance or falsified claims made by your employer, which are unfortunately common, pointing these out and bringing them before the court can be extremely beneficial for your claim.
In California, there is always some sort of resolution to a workers’ compensation case. Most instances result in a consensual settlement between the employer’s insurance provider and the injured employee. These scenarios are the easiest to understand and typically move along quickly. Some disputes, nevertheless, will be resolved in court. If your employer’s insurance provider refuses to pay, you may need to file a claim to ensure that you receive just compensation. In cases where the injury was not caused by the employer, such as injuries sustained during a workplace fight, the investigation may reveal that money is now owed.
The percentage of a settlement awarded as attorney fees can range based on where the case is filed, but most attorneys receive around 15%. For cases involving discrimination when making a workers’ compensation claim, California Labor Code 132a requires employers to pay out an extra settlement to the legal team of the fired employee, separate from the overall settlement.
Depending on your injuries and your expected time out of work, consulting a workers’ compensation lawyer is always in your best interest to start properly addressing your claim. For those facing retaliation claims for getting injured on the job, finding representation before approaching any court appearance is crucial for beginning your case.
After you file your claim, your employer’s insurance will typically take around thirty days to process, review, and settle the case. However, if it is contested or denied, this process may take longer to settle. For example, if your employer is trying to falsely claim that you were under the influence of drugs or alcohol when the accident happened, bringing this before a judge should be a priority. Proving your case in court will prolong the deliberation process.
After you file a claim with your employer, a typical, clear-cut workers’ compensation case will take thirty days to deliberate and settle. After agreeing with your employer and their insurance, you will be awarded your settlement around thirty days after the closure of your case. If you or your counsel reject any terms of the proposed settlement, these issues will be discussed in court before agreeing to a final offer.
Although California’s workers’ compensation system was created so that you do not require legal representation, it is often important to enlist a qualified expert’s assistance to ensure you receive all the benefits to which you are legally entitled. With the help of an attorney, you can be sure that your rights are properly represented throughout your case.
Getting the support that you deserve for your workplace injuries should be standard for any workers’ compensation case. Although seemingly clear-cut, any workers’ compensation claim can get exceedingly more complicated than planned. Before reaching this state, hiring a workers’ compensation lawyer is imperative for crafting a solid case. At Leviton, Diaz & Ginocchio Inc., we specialize in workers’ compensation cases ranging across various fields, helping workers in any sector get the compensation they deserve. To get started on your claim, visit our website and contact us for a consultation today.